Sanlam provides for the entire spectrum of financial needs – from personal risk cover to retirement provision to home loans – through our comprehensive range of tailored financial solutions.

Do you recognise yourself in one of the following situations:

Sanlam Topaz If you buy that new cell phone for your child today, will you have enough money to start saving for his future education? Is there a way that you can manage your money so that you can do both? Can you afford to take that luxury holiday now or should you rather make sure that you have saved enough for your retirement? Is there a way that you can provide a comfortable lifestyle for your partner and yourself in the future? With Sanlam Topaz we help you plan for the future so that you know exactly how much you can spoil yourself today.

Sanlam Sky You're working hard to make sure that one day, you'll be able to give your children the best education you can afford. You have big plans to extend your house so that family can live comfortably together. But more than anything else, you want to be sure that your family will be looked after should you be injured at work. You have limited resources but you are determined to make the most of your money. With Sanlam Sky we offer you a basket of solutions that provides for education, funeral cover, and life and disability cover, all at affordable premiums.

Glacier by Sanlam You require personalised financial solutions to match your financial lifestyle. You want the convenience and simplicity of having one point of contact for all your financial interests. Additional benefits of accessibility, choice, liquidity, transparency and peace of mind appeal to you. You would like to view all your investments and transact electronically, receive all your investment details in a regular easy-to-read statement, and contact one Communication Centre if you have queries. The Glacier solutions are designed to meet the financial requirements of affluent individuals. Offerings embrace investments and income, direct share investments, estate planning, wills, trusts and offshore fiduciary services, and comprehensive asset protection.

Sanlam Cobalt As a business person, farmer or self employed professional, you wonder what will happen to your business when you die, retire or become disabled. Where will you get the money to buy your partner's shares if he /she dies or becomes disabled? Where will you get an income once your partners or children take over the business? Do you suspect you're paying too much tax? Have you made sufficient provision for the retirement of your employees? With Sanlam Cobalt we can offer you a comprehensive range of solutions that can assist you in smoothly running your business.