Do you want exposure to the equity market but fear the risk of losing capital in such a volatile asset class?

With the Sanlam Escalating Guarantee Investment and ALSI 40 Highest Level Locker, investors can share in the growth of the stock market without the risk of negative performance. By locking in growth at regular intervals, you are guaranteed at least your initial investment amount at maturity, while you benefit directly from any bull runs on the market.

With the Escalating Guarantee Investment, the investment growth over each policy year will equal that of the FTSE/JSE Top 40 Index, capped at a pre-determined maximum annual growth. This growth is locked in on the policy anniversary date.

If the Index ends the year with a lower value, your investment value is reset to what it was at the start of the year (minus the fund charge), so that your investment is ready to bounce back should the Index recover.

With the ALSI 40 Highest Level Locker, investors can be part of the upside of the market on a monthly basis, as the growth on your investment will be locked in when the market is at its highest month-end point.

At the end of every month of the policy term, the level of the FTSE/JSE Top 40 Index is recorded, but only the highest month-end levels are used to determine the growth of your investment, subject to a pre-determined maximum growth percentage for the term of the investment.

With both these solutions, positive growth is locked in, so you benefit from any bull runs - while never losing money in bear markets.

For more information, click here for a brochure:

Escalating Guarantee Investment (PDF, 784Kb)

ALSI 40 Highest Level Locker (PDF, 872Kb)
 
Comparison: Escalating Guarantee Investment and ALSI 40 Highest Level Locker (PDF, 64Kb)

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