Sanlam Umbrella Fund provides a structure for employers to offer their employees packaged, flexible retirement saving and risk options. We offer the choice of a pension, provident or hybrid pension/provident fund arrangement.

The Sanlam Umbrella Fund is managed by a board of four trustees, two of whom are appointed by the sponsor, Sanlam. The other two trustees are independent and are elected by the members from a panel of suitably qualified candidates.

The Sanlam Umbrella Fund offers you both a simple and a comprehensive option.

The simple option is designed to be cost-effective. It provides members with all the basic benefits they need for total peace of mind. The comprehensive option has added flexibility and allows members to customise the full range of benefits according to their individual needs.

The full investment menu comprises a wide range of portfolios, including smoothed bonus, lifestage, single manager and multi-manager investment options.

Our complete range of risk cover solutions includes death, disability, funeral costs, trauma and spouse's cover.

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